On Deposit Cost Management Of State-owned Commercial Bank Under The Interest Rate Marketlization

On the basis of the problems existing in the current deposit costmanagement of the State-owned conunercial banks, this dissertation makes atheoretical and rea1istic study of the topic. Under the background of thenationa1 financial pol icy "in plementing interest market1 izat ion wi thinthree years", it's imperative for the State--owned connnercial banks toconduct the deposit cost management as early as possible. Meanwhi1e thepaper uses the deposit pricing mode1s of the banks in Western countries forreference and puts forward the deposit pricing models suitab1e for China.Further, the external factors and relevant strategies are analyzed. Basedon these, a cost check--up indicators system is drawn up, which gives apractica1 imp1ementation of strengthening the deposit cost management of theState--owned conunercia1 banks and a1so makes it possib1e to further itstheoretica1 study.