The Research Of Banks' Loans And Enterprises' Debt

This paper discusses the solution of Banks?non ?performing loans and enterprises?debt of china. Based on the discussion on the essentiality of National assets management system and the necessity of fiscal and financial coordination in the modern economy ,this paper ,from the macro ?economic point of National assets management system and social fund allocation schemes and fiscal梖inance relationship , analyses what is the core reason of credit ?debt problem ,why it occurs ,and puts forward the general ideas of how to solve this problem from the macro梕conomic point and detailed operational measures. This paper puts forward consummating National assets management system by 揟he Credit ?Equity Transition? especially emphasizes the coordination of fiscal and finance. From the micro? economic point of 揟he Credit ?Equity Transition? finally, this paper discusses the risks of 揟he Credit桬quity Transition?in the past year, it includes the legal defects of AMC The entering risks The financial risk~ The risk of non marketable price~ The moral risk and so on.