Research On The Countermeasure Of Commercial Banks Under RMB Market Oriented Interest Rate Reform

Starting from Market Interest Rate and R]VIB Market Oriented Interest Rate Reform, the thesis hereof expounds the necessity and feasibility of our country抯 RMIB Market Oriented Interest Rate Reform and forecasts the variance trend of RMB interest rate after it has been reformed. Based on the above, the thesis analyzes the impact of RMB Market Oriented Interest Rate Reform on commercial banks, and researches the countermeasure of commercial banks. Five parts are included in this thesis: Part One: Market Interest Rate and RJVIB Market Oriented Interest Rate Reform. It reviews the historical development of western interest rate system, introduces the experiences of foreign countries?Market Oriented Interest Rate Reform, defines the related conception, and demonstrates the feasibility of it in developing countries. Part Two: RMB Market Oriented Interest Rate Reform. It introduces the innovation of RMB interest rate, detailedly expounds the necessity, feasibility, implementation schedule and process of RMB Market oriented Interest Rate Reform and analyzes the horizontal variance trend of RMIB interest rate after it was market-orientedly reformed. Part Three: The impact of RMB Market Oriented Interest Rate Reform on commercial banks. It analyzes the impact of RMB Market Oriented Interest Rate Reform on the operation of commercial banks through two aspects which are commercial bank抯 running environment together with business, respectively and compares the impact of RIVIB Market oriented Interest Rate Reform on different types of commercial banks. Part Four: Research on the countermeasure of commercial bank. It detailedly researches the countermeasure of commercial banks through three aspects which are management system, interest rate risk management and operation creativity respectively. Part five: Conclusion. It concludes the whole thesis.