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Research On The Supervision Of The Solvency Of Insurance Companies

Posted on:2002-01-09Degree:MasterType:Thesis
Country:ChinaCandidate:D Q ChenFull Text:PDF
GTID:2156360032953540Subject:Economic Law
Abstract/Summary:PDF Full Text Request
Finance is the lifeline of the economy and insurance is an important part of the financial business. The social benefit of the operation of the insurance relates not only to the stable development of the national economy but also the property safety and mental peace of the insured and the publics. Therefore, attention has been paid to the supervision of the insurance business all around the world. The core of the strict supervision on the insurance business is to ensure that the insurance agents have enough solvencies. At present, academic studies of the insurance supervision are mostly on the dissemination of the knowledge and introduction and are carried out from mainly the economic angle. There is almost a blank in theoretic study of the insurance supervision from the angle of the law, which analyzes and summarizes some basic values. The effective implementation of the insurance supervision must rely on the laws of the insurance supervision. The establishment and completion of the legal system of the insurance supervision will ensure effectively the strength of the supervision of the insurance market by the state and improve the level of the supervision. Therefore, It is of the important theoretic and practical significance to supervise the solvency of the insurance companies from the angle of the law. The article includes three parts that independent of each other and with some internal relation with each other. The first part starts from the study of the intension and the extension of the solvency of the insurance companies and then continues to specify?the supervision on the solvency of the insurance companies and finally analyzes the law characteristics of the supervision on the solvency of the insurance agents. The second part studies the self-regulation that reflects best the laws of the supervision and the order, fairness and benefit values of its basic characteristics, discusses about the interaction between these values, and based on which, clarifies the selection of the values of the legislation of the supervision on the solvency of the insurance agents in our country. This part tries to apply the ii K#) _ ~? MASTER S THESIS basic theory of the jurisprudence and the economic laws to the law of insurance supervision and reveal the nature of the law of insurance supervision. The law of insurance supervision is an important component of the economic law. Study of the general theoretic value of the law of insurance supervision is the study of economic law, which provides the demonstration basis for the theoretic study of the economic law. It will provide ideas for seeking solutions to the problem that the basic theoretic study and the department study of the economic law are not relating closely to each other. The basic theory of the economic law shall be extracted from a big number of the legal phenomena of the economy and the general theory of the economic law without the department economic law as the basis support will only be the castle in the air. Study of the principle and mechanism of the law of insurance supervision will undoubtedly provide more vivid and direct demonstration material to the study of the general principle of the economic law. At the same time, only by applying the basic theory of the economic law to the department economic law can the economic law pay a full role as the guidance vigorously. Therefore, the attempt of this article at the study...
Keywords/Search Tags:Insurance, Solvency, Supervision, Law of the Insurance, Supervision, Study
PDF Full Text Request
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