The Demonstration Of Bank Intensive Administration

This text starting from the concept and characteristic of bank intensive administration, it expounds the advantages and disadvantages in intensive and extensive administration and puts forward a thought in a style of intensive administration in accordance with the present style of extensive administration used in Chinese banks which are high input, high consumption, low quality and low output . in the style of intensive administration ,the bank will teamster the sources of nwu finance > capital from the low parotid area, net dots, business category, service objects. By the way of continuous, moiling source distribution scientifically and efficiently ,with the help of scientific administration and modern scientific and technological method, it can improve pre personal profit and add to the whole profits at last.Therefore, realizing intensive administration in state ?owned commercial banks is the request of market economy. Chinese banks make a great progress since the reform and open policy and also the gradually establishing of market financial system lays a realized groundwork for shifting bank administrative style But there are many difficulties to which state-owned commercial banks with intensive administration are facing .The state-owned commercial banks, which had gave through the two steps including specialized bank with enterpriser administration and transforming from state-owned enterprise to bank, are taking shape withthe-reform in Chinese financial system. Because of the long influence from planned economy, Chinese specialized bank ware always using extensive administration during the course of reform and open policy in 1979 to initially rectifying financial order in 1995.So it's disadvantages of extensive administration that result, in a heavy historical turned. In recent years, with the further reform in finance, each state-owned commercial bank is gradually making out some policies and measures centering on state financial reform plan^ policy and overall objective. But there is not an obvious effect for many reasons. Now, what difficulties that state-owned commercial bank extensive administration and facing now arc the following four aspects: So, feting aimed at these four main difficulties, it's the key point that state-owned commercial lank can et realized By the following way First, perfect organizational structure system. Second, encirculatedisc inventory efficiently options increment, improve the credit quality Third, establish extensive capital operational mechanism. Forth, establish scientific finance operational mechanism. Fifth, push scientific and technical improvement tornado, develop new financial products and promote service quality and beneficial result. Sixth,strengthen state-owned commercial banks reforn of internal management.