Construction Of Deposit Insurance System In Our Country

Deposit is the base of existence and development for banks. Along with economic reform and financial structure reform,the financial industry as the core of modern economy has been moving towards the market,too. pluralistic and open pattern of the financial market is in course of forming. At the same time,double risks are being exposed day by day,which not only come because domestic financial industry is faced with market economy but also are problems left over by economic transformation. While the market competition is more intense day by day,it raise more demands to the bank reform,financial management as well as banking management to keep stable increase of deposit and avoid the risks to deposit. Therefore,it becomes a problem having to be studied and settled urgently how to rationally construct our country's system of deposit insurance,protect the interest of depositor and pledge normal payment of deposit,thereby defend the stability of the whole financial system. With full using of history experience and theory summary of foreign deposit assurance as well as combination with domestic condition,the thesis expounds and proves the urgency and positive significance of setting up the system of deposit insurance in our country,and provides an integrated program about how to construct it.Written by lu Ying(finance major) Directed by Qiao Gui-ming...