On Good Faith Duty Of Insurance Law

With the development of Chinese insurance industry, the increase of density and profundity of insurance, insurance industry has got an important status in the national economy. Defection of the insurance law and the absence of legal sense in insurance litigant result in more and more insurance dispute and deceive. These phenomena are mostly caused by the insurance litigants' execution without fidelity and good faith. Insurance contract is utmost good faith contract. Research of the good faith duty in insurance law can not only express the duty clearly to the insurance litigants and assistants, but also apply legal foundation for settlement of insurance dispute and guarding insurance deceive.The article introduces insurance, insurance contract and insurance law, analyzes the concept and character of insurance and concludes the character of insurance contract and insurance law. The author probes into the good faith principle of insurance law, elucidates its developing history and the related regulations in insurance law. She makes comparison of good faith duty among abroad insurance law, including the good faith duty of the applicant, the insurer, the insurance agent and the insurance broker. The article analyzes good faith duty and its execution in Chinese insurance law, elucidates the obstruction and countermeasure for carrying out the good faith principle.In a word, the author probes into the good faith principle in insurance law in order to elucidate the good faith duty all-sidely, analyzes the cause and countermeasure as well as related theory to make the insurance law more effective in practice.