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Studies Of Some Legal Problems On The Risks Control Of Credit Guarantee Institutions For Chinese Small And Medium-sized Enterprises

Posted on:2004-06-23Degree:MasterType:Thesis
Country:ChinaCandidate:X M PanFull Text:PDF
GTID:2156360092995759Subject:Economic Law
Abstract/Summary:PDF Full Text Request
The common problem facing different countries of the world is the risks control of the credit guarantee institutions for small and medium-sized enterprises (SMEs). To solve this problem some countries have set up perfect legal systems, which serve for the development of credit guarantee institutions , the objetive needs of risk control and the development of SMEs at home. The credit guarantee institutions for SMEs in our country start much later, the capability of risks control is much weaker, and the relative legal system is less perfect. Either in the system building aspect or from the practical needs, there is something for us to study further and to draw lessons from the different countries and areas in their advanced ways and experience by means of comparison and analysis their legal systems , to find out our shortages, to refer to their legislative experience and to improve our legal systems.In the preface, the theoretical and practical meaning of the thesis is mainly described.Chapter one begins with the important role which SMEs play in the national economy, and then analyses the difficulties which they meet now, in accordance with the difficulties in loan and guarantee, and puts forward that credit guarantee is the key to the promotion of SMEs' sound development.Chapter two briefly introduces the general situation in the development of the credit guarantee institutions in our country, analyses the origin of risks, mainly coming from political, legal, credit, management and "morality" risks. It also puts forward the necessity and the basic legal principles of risks control.Chapter three analyses comparatively , and in great detail, about the legal systems of risks control of the credit guarantee institutions in Taiwan in our country and abroad. It mainly compares from the following five points: supervisory system, funds raising, interior risks control, exterior risks control and risks responsibility, and by means of evaluating one by one the different legal systems, points out the useful things for us to draw lessons from and inquires into the legal system suitable for us.Chapter four explains the existing problems in the risks control from our institutions, on the basis of meeting the practical needs and the situation of our country, gives some suggestions about the legislation in China after remarking the merits and demerits about it.
Keywords/Search Tags:small and medium-sized enterprise, credit guarantee institution, risk control, legal system
PDF Full Text Request
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