Brief Comment On Countryside Usury And Peasant Short-term Loan Way Out

This article takes our countryside usury as an object of study, and tries to seek the way out for our countryside short-term loan. The first part quotes a vast amount of data to clarify serious status quo in our countryside usury at the foundation of the usury basic meaning. The second part realistic analyses the reason and the harmfulness for the currency of countryside usury. The third and the fouth part, based on revision and analysis made in the former two parts, attempts to probe the way out for short-term loan with peasant. It also looks a kind of credit mode as can replace the countryside usury. Among the parts, the third part mainly analyses the problem of "cooperative financial" and reform orientation by traverse in contrast to vertical, besides, it briefly deals with arduousness of reform. The last part of the article regards "grameen bank " as an object of analysis and considers that "grameen bank " is feasible credit mode which can replace countryside usury.