Research On The Business Process Reengineering In The Commercial Bank

As a core of the national economy, Finance has become one of the ten fields that Chinese government promised to open after entering into WTO. Therefore, how to face the challenges in the future for Commercial Bank has been an increasingly focus. Grown up under the political protection of Chinese government for a long time, Chinese banks, especially the commercial bank will face great challenges with foreign bank's coming. Chinese banks need a studying and adjusted course.With the introduction of successful experiences concerned bank reforms in western countries, business reengineering as an introductive way has been put forward to apply in Commercial bank. Given the fact that the Chinese banks have similar business operation, the difference in practical process is the main competitive factor. Therefore, Business Process Reengineering has been considered as the most efficient way to improve the rival ability. Now, there are some literatures about the concept and thought of the business process reengineering. But they tend to be descriptive, but less operative, and focus more on manufacturing enterprises. Some important issues are still in the ambiguous and fractional phase.This paper is described from four perspectives. In chapter one, it analyzes the BPR's background and researchable signification with a study of the relationship between technique, organization and profits. In chapter two, concepts on BPR are induced and summarized. Then, a simple practical process used to explain the BPR method and four analyzing tools and methods of BPR are analyzed when they engage in BPR. In the end, combined with the business re-engineering theories, a case study of colligate operation system in ICBC is introduced.