Probe On Management System Of Employment Injury Insurance In China

The State Council issued " Regulations of insurance for employment injury and occupational disease " on April 27, 2003 and have put it in practice since January 1 , 2004. Because of the newly implementing of " Regulations of workers compensation, insurance " in our country, one of the subject matters needing solving urgently is to set up and perfect the corresponding management system. The management system of workers compensation insurance can be divided into institutional management, supervisory management and operational management from hiberarchy. This text will discuss the construction of management system of t workers compensation insurance according to its function. That is to say, the article will discuss the problem of management from four parts: the cognition of workers compensation, appraisal of labor capacity, financing of funds and payment of funds.The full text is made up of introduction, conclusion and other four chapters. Introduction expounds the purpose and meaning of selected title, methods of research and the innovations of the theory.As the starting point of designing management system of workers compensation insurance, chapter one introduce and sum up the basic principle and main content of workers compensation insurance in our country. The basic principle includes eight respects: Principle of conformity with development level of productivity in primary stage of socialism; Principle of advocating socialist morality; principle of safeguarding and ensuring the laborer's basic rights and interests faithfully; principle that the establishment of basic policy by Central authorities is conformity with the establishment of concrete policy by local authority; Principle that the right corresponds to obligation; Principle that there is no responsibility to compensate; principle that income is determined by consumption and the balance between revenue and expenditure ; principle that old system and policies transit smoothly into new system and p policies. The main content can be summed up for four respects: application Scope of workers compensation insurance system and the range of cognizing workers compensation; the cognition of workers compensation, appraisal of labor capacity and guarantee of treatment; institutional management, supervisory management and operational management; Responsibility of administrative people and relative people of administration.Chapter two will study the cognition of worker accident and the management ofappraisal of labor capacity. Workers compensation insurance is after worker accident, so all activities of Workers compensation insurance are surrounded worker accident. Therefore, this part defines firstly the concept of worker accident, the characteristics and key elements of worker accident, comparing of worker accident with casualty accident, and then expounded the institution and procedure that cognizing worker compensation, the application procedure and the methods of cognizing worker compensation.As to appraisal of labor capacity, after providing the concept of appraisal labor capacity, this text discussed the principles that appraising labor capacity must follow and the standards of appraising labor capacity .Chapter three will discuss raise and management of workers compensation insurance fund. This part mostly discusses the principal of raising workers compensation insurance fund, the management and supervision of collection the workers compensation insurance fund and pricing of premium rate of workers compensation insurance. The principle of raising the fund includes: The principle of collection in unison and management in grades; The principle of balance between revenue and expenditure, but nearly having storing ; The principal of premium rate in difference; The principle of floating premium rate; The principal of considering the enduring abilities of companies; The principle that raising fund is according to the total amount of wages of enterprises; The Principle that the employer pays the fees. The management and supervision of raising the workers co...