The Research On Improving Solvency Regulation Of China's Insurance Companies

In all the countries, the key responsibility of insurance supervising departments is that ensuring and maintaining solvency. But in China it is a new task that how to establish and improve solvency regulation of insurance companies. This thesis introduces and analyses the actuality of the solvency regulation of China's insurance companies; By analyzing and studying the insurance solvency regulation of Britain and the United States,this thesis probes into valuable techniques and experience that China can learn for its own use; At last bring forward the advice about how to improve solvency regulation of China's insurance companies. Chapter 1 Introduce the concept of solvency and influence factors, the concept of solvency regulation, necessary and styles of regulation. Chapter 2 Analyze the actuality of the solvency regulation of China's insurance companies, introduce the contents and measures of solvency regulation, introduce ,printed by the china insurance regulator commission in 2003 .At last, point out the shortage of actual solvency regulation. Chapter 3 Respectively expatiate solvency regulation techniques of Britain and the United States,including Twin Peaks Assessment, Risk-based Capital etc. Based on the above study bring forward the revelation about how to improve solvency regulation of China's insurance companies. Chapter 4 Conclusion. Bring forward the advice about how to improve solvency regulation of China's insurance companies.