Research On Legal Problem Of Our Country's SME Chattel Secured Finance

SME has a significant contribution to our country`s economic prosperity and development, the survive and development of SME couldn't go without financing. When SME searching for financing from bank, the collateral is inevitably essential, but most SME lack estates to function as collateral to finance.The chattel which SME owns a lot couldn't be transferred to collateral which means a great waste. When the chattel SME owns could be used as chattel, SME could have better survival and developmental space.This thesis uses comparative investigation methods and empirical & normative investigation methods. The focus is on domestic and foreign chattel mortgage mechanism, SME chattel mortgage and the law problems exist in chattel mortgage under which to open mechanical investigation and research. Firstly, this thesis analysis our country`s progress in chattel mortgage system after the introduction of Chinese Property Law by analyst Germany and American chattel mortgage mechanism and certain American`s international advantage stage and superior than continental chattel mortgage mechanism. Secondly, the thesis investigated into the real problems exist in SME chattel mortgage and chattel pledge, arguing the problem to be solved in SME chattel mortgage, and analysis the SME chattel mortgage pledge of accounts receivable .Finally, the thesis gives several ways for SME chattel mortgage law mechanism to make progress, set the frame of future for SME chattel mortgage finance and further steps of methods and strategy to mend our country`s SME chattel mortgage mechanism.