Disquisition About Legal Problem On Small-loan Companies Intendance

At present, various Small-loan companies naissance in financial environment of China, where folk debit and credit in full swing, illegal financial institution in vague, financing of minor enterprises in a pretty pass and financial control severely. Relative to existent normal financial servings, Small-loan companies exist and develop logically. Development of these companies is an fatal measure to financial reformation in our country, will enrich financial variety, perfect village financial servings, advance financial institution see fair play, solve difficult financing in minor enterprises and so on. My paper analyzes the characters of these companies, and hackles the specialty of them, and commentate the evolution of them by the numbers through study basal theory about small-loan companies.And expound their legislative status of regulation and issues in the round. These work clears thought about legal supervision for further research, on the basis of that I bring forwards concrete juristic regulation countermeasure. Constituting perfect and reasonable legal system is safeguards system for economic body sound development in a society under the rule of law. Good legal environment and moderate supervision system are guarantee for small-loan companies run well and play a full role.At present, there no have effective supervisory law system in our country. China Banking Regulatory Commission(CBRC) and People's Bank of China published is an general guiding opinion document, that can't resolve many legal problems in small-loan company operation. Therefore we should make high-grade law and establish governance laws and regulations system at once. Which will definite their legal stations, consummate law system on market access and quit, let go management control gradually, at the same time relevant departments should issue a series of support measures as soon as possible keep small-loan company normal and efficient run, healthy progress in order. Perfecting law environment where they grow up, endlessly consummate operation system and swell continual working ability, there will be a distinctive microfinance progress route in China.