Guarantee Insurance Several Legal Issues In Research

Guarantee insurance system is commercial transaction by leaps and bounds development process ensure the derivatives. The guarantee system it makes up of the guarantee system has some shortcomings. Guarantee insurance business by its unique independence, specialized, the initiative of the operating mode of practice of the economy and society to ensure its steady and healthy development has played a pivotal role. But guarantee insurance business in our country at present whether in legal system structure, or for guarantee insurance disputes trial practice are in exploration and early stage. This will inevitably lead to the legal system due to guarantee insurance incomplete regulatory guarantee insurance to the mode of operation, the definition, attributes that assures insurance, the mode of operation filled with contradictions. Meanwhile judicial organs in the practice in dispute resolution could not be to follow, in accordance with law, without justice seemed to lose the value of fairness.The author analyzes the guarantee insurance properties, because this is knowen, understanding and using guarantee insurance business foundation. After the correct understanding its attribute, then analyzes current practice from existing most representative guarantee insurance business of various countries, because of different conditions, resulting in a legal system of all countries, could not have the same framework from our practice of thorough research, mining the summary accumulated valuable experience, Suggestions, these valuable experience accumulated to a point, recommendations, China guarantee insurance business development will have a qualitative leap, this leap is real adapt our guarantee insurance law system architecture of success. And these precious experience, suggests to guarantee insurance disputes trial practice greatly.In line with this purpose, the author analyzed the present the most important guarantee insurance business namely loans guarantee insurance business, to the present condition, problems and solution are thorough, careful thinking, strive to guarantee insurance business experience accumulation contribute.