Analysis On The Insurance Compensation Of The Traffic Accidents About Private Carpooling

In recent years, China automobile industry developed rapidly. Increase in the car, but also brings many problems, such as traffic congestion and environmental pollution. Carpool phenomenon can effectively alleviate these problems. However, if the car on the way to go on the car caused a traffic accident casualties and property losses, whether the insurance company of the debts can seek.Traffic law enforcement departments that are paid to fight the illegal operation of vehicles is reasonable, legal? Third party liability insurance and the vehicle officers liability insurance difference? The applicability of the carpool? The problem has plagued owners of private cars and carpool people. In order to eliminate the worries of private car owners, saving road resources, this article will try to carpool from two traffic accidents caused by the insurance compensation cases to analyze and fight the illegal operation of vehicles and vehicle insurance for carpooling.This article consists of four chapters of content:Chapterâ… :Description of private cars are welcome in our carpool, and the reasons for the phenomenon of private car carpool current development in China;Chapterâ…¡:through the introduction of traffic accidents caused by private cars, carpool vehicle personal injury caused by the cases were reviewed on the merits;Chapterâ…¢:The case for analysis, the meaning of the private car carpool and classification, and to define the illegal operation, and the fight against illegal trading and paid to distinguish between cars.And motor vehicle insurance through a case of classification to define and distinguish between motor vehicle officers liability insurance and third party liability insurance relationship, and the case of insurance contracts on the exemption clause analysis, case analysis of the conclusions drawn.The fourth chapter in the case of traffic accidents caused by private cars carpool personal injury cases caused by car, make car travel carpool programs, and made a favorable recommendation for vehicle insurance.