Research On Legal Issues Of Supervisory Of Insurance Adjuster

Just as other market intermediary organizations, insurance adjuster is the product of the development of market economy and social division. Its emergence and development is an important symbol of developed insurance market system. In practice, the development and scale of insurance adjuster companies is a conspicuous phenomenon. How to recognize this kind of organization and regulate it in law in order to perfect the insurance market system is an important project facing the people. Theory comes from practice; it guides the development of practice, vice versa. In practice, we find the merits and shortcomings of adjuster system. On the basis of it, we formulate a set of supervision system suitable for our country's insurance adjuster institution. Nevertheless, nowadays the insurance adjuster business is underdeveloped in China. Correspondingly, the deficiency of theoretical studies and regulation measures means a long road to go for developing our country's insurance adjuster institution. Based on the introduction of basic theories concerning insurance adjuster, the paper analyses the ideal pattern and system fit for our country through comparative analysis. Meanwhile, the paper expounds the supervision system and its content of our country's insurance adjuster in the main line of supervision system. Total paper constitutes three chapters: Chapter One "Analysis of Fundamental Problems in the Supervisory Law Institution of Insurance Adjuster"focusing on researching basic theories of insurance adjuster, such as its concept, legal relationship, historical evolution and the current conditions in our country, lays the foundation of the following discussion . It expounds the necessity and reasonability of insurance adjuster supervision and the significance of insurance supervision by virtue of the basic principle of insurance supervision. Furthermore, the paper emphasizes the basic principle and pattern of choice in order to find an efficient way for our country's adjuster supervision. Firstly, on the basis of the introduction of insurance adjuster, we understand the notion, characteristics and business classification of insurance adjuster. In particular, we figure out the necessity and reasonability of introducing insurance adjuster system in China through analyzing the function and position of insurance adjuster. It introduces the origin and the development trend of insurance adjuster institution. On the basis of the analysis, we understand the history of insurance adjuster system in different countries. Secondly, through analyzing the cause of existence of the institution, the paper expounds the theoretical basis of adjuster supervision and prescribes the norm of the system. In the same time, the author explains the significance of adjuster supervision. Thirdly, based on the practice of different countries, the author summarizes the supervisory principle and pattern in order to give a reference foundation for the construction of our country's supervision institution. Finally, the paper introduces supervisory law institution system of insurance adjuster. It concludes: the organizational supervisory of insurance adjuster, practitioner supervisory of insurance adjuster, business scope supervisory of insurance adjuster, behavior supervisory of insurance adjuster and cognizance responsibility supervisory of insurance adjuster, etc.Chapter Two "the Supervisory Law Institution of Insurance Adjuster in Developed Countries and Regions"analyzes the emergence and development of supervision institution of insurance adjuster in comparative perspective so as to contribute to the formation of our supervision institution. Firstly, through introducing the insurance supervision institution in Britain, we further understand the institution in other countries. The paper proposes the resolution plan for improving our country's supervision institution. Secondly, by introducing supervisory institution of insurance adjuster in US, the author compares their relative merits and shortcomings and analyzes the content of the adjuster supervision system. Finally, by introducing supervisory institution of insurance adjuster in Japan, the paper proposes the resolution plan for improving our country's supervision institution. Chapter Three "Some Suggestions of Improving the Supervisory Law Institution of Insurance Adjuster in China ".It is of significance for China to inspect other countries'experience in supervising the insurance adjuster. However, different institutional backgrounds determines different supervisory pattern. As a result, China should make the institution suitable for its own conditions. Concretely, the author concludes: Firstly, evaluates the current the supervisory law institution of insurance adjuster in China and analyzes the causes of strengthening institution supervision. Furthermore, the paper proposes the content of supervision. Secondly, conceives the improvement of the supervisory law institution of insurance adjuster in China. The paper suggests that the aim of the future...