Argumentation About The Insurable Interest Of Life Insurance

The topic of my graduation is the insurable interest in the life insurance field. The insurable interest is regarded as the basic standard in the contract law of the insurance, involve a series of designs on insurance legal system such as the effect of the insurance contract , insurance value , excess insurance, repeated insurance ,etc.These concrete systems on the insurance law have carried out and reflected the spirit that the insurable interest is the basic principle of the insurance law.This text is made up of four parts. The first part is mainly explaining the origin of this concept about the insurable interest, stating the main function of the general insurable interest system; and describing the intension of the insurable interest through analyse many kinds of academic views. Second part explained about how to operate that the principle of the insurable interest through defining the nature of the insurable interest in the life insurance field. The third part talk over some problems while the insurable interestis concrete suited in the life insurance field involves the subject, the range , the time effect, proving and checking of the insurable intersest and the legal consequence of it lacks ,etc. The last part is my proposition to the relevant legislation in our country ,that can be regarded as the conclusion of my thesis.