Legal Matter Studies On The Life Insurance List Finances

Insurance Business in our country is which starts in the overseas empirical base. Especially in Life Insurance Business, its management, the management pattern all from overseas profit. Overseas very early has insurance policy loan business, all indicated on the majority life insurance list has been possible to finance, namely chit loan provision. Life Insurance List Pawns in our country develop very late, in recent years , each big commercial bank and the partial city bank in abundance signs cooperation intention statement with the insurance company, both sides cooperate from the bank agent sell the insurance policy to extend to receive on another's behalf insurance premium, transmits insurance money, and so on financing service and fund network settlement, it has formed the service seepage, resources sharing, the reciprocal benefit mutual benefit, communal development new pattern. The Life Insurance List Pawns is in this kind of microenvironment section new product which cooperates after both sides promotes together, its appearance has received general customer consistent high praise. But because of the life insurance pawns is particular, how to carry on the law qualitatively, how to produce the standard development, how to use the legal method to carry on the rules and regulations, is still had further to study and discuss.This article threads up the financial law practice, the encompassment law of insurance, the banking law front question collection massive real diagnosis material, the union legal science elementary theory, the correlation law specific stipulation carries on the analysis proof. Involves the insurance study, the banking, the money capital study, the people legal science, the economical legal science, the insurance legal science, the bank legal science, the legal economic and so on the elementary theory.The full text altogether divides three major parts:The first part mainly carries on the analysis to the Life Insurance List basic theory, inquires about the essence of the Life Insurance List;The second part mainly carries on the analysis to basic theory of the Life Insurance List financing , and involved the legal matter to the Life Insurance List financing practice to carry on the thorough discussion;The third part emphatically analyzed the risk which Life Insurance List financing faces and synthesizes the utilization law and other method guard risk.