The Legal Research To The Regulation Of The Civil Financing

The Civil financing is a kind of financing method that used by person, normal corporations and other organizations to collect money from multi-money holders for the purpose of directly use, without approval of any financial administration. As a part of civil finance, civil directly financing have many advantages, like conveniency, expediency and agility, but it also leads to many problems, sometimes it breaks normal order of finance system, and infringes the personal property rights of citizens.At present, there is no clear standard in laws and regulations to identify an illegal civil financing activity from legal one. The regulation system is also not effective enough to control the potential harm of civil financing. In author's opinion, it is possible to built a integral legal system to regulate civil financing, in order to balance the freedom of personal financing and the power of government control.