| As a new legal system, since the Guaranty Insurance of Motorcar Consumption Credit appeared, it has begotten a lot of attentions and arguments in both theory and law. Therefore, it is necessary to make a deeper research of legal relation and legal application of Guaranty Insurance of Motorcar Consumption Credit. And it is expected that the paper would discuss these questions in the angle of legal factual affair.The paper has six parts. The first part through introducing the concept of guaranty, its character and objection, fetches out the background and practical meaning of Guaranty Insurance. The concept and character of Guaranty Insurance of Motorcar Consumption Credit would be showed at the end of this part. The second part analyzes the character of Guaranty Insurance of Motorcar Consumption Credit and telling the differences between guaranty Insurance and Guaranty Surety from the aspects of applicable law, the main body, the intention, content, liability and independence of contract. The third part discusses the principal part of Guaranty Insurance of Motorcar Consumption Credit. The main body of concept is Party and Participator. Party includes policy holder and underwriter. Participator actually is insurant. In this part, the right and obligation of policy holder, underwriter and insurant would be demonstrated detailed. The forth part describes the legal dissension detailed, which appears in judicial practice of bank, purchaser, franchiser and insurance agent frequently. The fifth part is about the deraignment of Guaranty Insurance of Motorcar Consumption Credit. The main point is the preferential deraignment of insurance agent. The sixth part emphasizes the subrogation of Guaranty Insurance of Motorcar Consumption Credit, in which includes the concept, function and exertion of subrogation.The paper focuses on the research Guaranty Insurance of Motorcar Consumption Credit, and devoting to apply the academic support for Guaranty Insurance of Motorcar Consumption Credit. |
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