Floating charge came from Common Law. With the rapid development of ourmarket economy, The Real Right Law of the People's Republic of China which was promulgated on March 16, 2007 established Floating Charge System for the financial need. Floating Charge System has had one hundred history in England. The risk control and supervision system is the most important issue of the paper. On the basis of comparing and analyzing its main characteristics and its strengths and weaknesses of the financial group mortgage system of civil law system and floating mortgage system of common law system, the author insists the idea that with the change of the notion of security law and China's entrance into WTO, the enterprises in our country will face more challenges and opportunities. Therefore, our country should introduce financial group mortgage system and floating mortgage system in order to perfect the rights.
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