Research On China Rural Cooperative Finance Legal System

The Sixth Plenary Session of the Sixteenth Committee of the Communist Party has explicitly put forward the major historic task of building a harmonious society and building the new countryside steadily. To achieve this grand goal, the key lies in the establishment and improvement of market mechanism and make full use of means of the market economy to promote rural resources in a reasonable configuration according to the requirements of socialist market economy. Fund is a critical factor for the development of agriculture and rural China. Deepening the innovation of rural financial system, widening the financing channels and modes of the main body of rural economy will become an important breakthrough of the solution to "issues concerning agriculture, countryside and farmers".China's financial cooperation which was represented by rural credit cooperatives has developed for more than 80 years. Rural credit cooperative is not only the main force of China's rural financial system, but also an important component of the national financial system. However, due to historical factors and institutional factors, rural cooperative financial organizations are still faced with many contradictions and difficulties and all sorts of practical problems that need to be solved in the innovation and development process. Although existing research on the organization and management of rural credit cooperatives have some deep analyses, it has not attracted enough attention yet that how to create a suitable external supporting environment for the development of rural cooperative financial from a legal point of view.Based on the basic theory of rural cooperation financial, the author analyzed the historical changes of China's rural cooperative financial legal system. Then the author refer to domestic and international financial experience and explored in depth in the logos, the principle, the purpose and the construction of specific institution of the legal system as well as. Especially:The author analyzed the basic content, features, forms and functions of rural cooperative financial firstly, and then explained China's rural cooperative financial from the basic theory of the law and the finance; Secondly, the author revealed the problems and the reasons in China's current rural cooperative finance legal system after the study of historical changes and the current problems and limitation. At the same time, during the study of the United States, Germany, Japan and Vietnam, the author summed up the similarities and differences of the rural cooperative financial legal system among these countries so as to arrive on an inspiration to build china's; Finally, based on the concepts and principles which China's rural cooperative financial legal system should be followed, the author pointed out that the logical basis of the legal system is to protect the peasants' financial rights, and the ultimate goal is to change the legal loss of rural cooperative financial status, to establish a legal system of rural cooperative financial security and a modern rural cooperative financial regulatory system. Contributing to the benign development of China's rural cooperative financial system, the entry system, the secede system, the government support system and other related systems should be developed. This study can also provide useful practice for the legislative practice.