From The Pilot To See How To Build Environmental Liability Insurance Legal System In China

Today is the period of China's rapid economic development and also the period of high incidence of environmental pollution accidents. Implementation of environmental liability insurance can reduce business risk and social risk management. First, in the business case of pollution accidents, the loss can be paid by the insurance company, so companies can put into production as soon as possible to maintain the normal operation.Second, the greater the risk of contamination of enterprises, higher insurance rates, environmental liability insurance implementation can encourage enterprises to strengthen corporate governance and control, technical innovation, reduce the risk of contamination, so that enterprises can indirectly reduce environmental pollution. Third, while enterprises pollution incident occurs, people can often not be compensated;while environmental liability insurance corporating, the insured, the affected residents can get compensation payments directly from insurance companies. To this end, the official of China from 2008 second round in some provinces and cities the pilot of environmental liability insurance have been executed.Although the various relevant departments have completed a lot of work, but the pilot is unsatisfactory.Environmental risk companies can not be positive to environmental liability insurance, affecting the promotion of China's environmental liability insurance. This article based on the research related to the environmental liability insurance pilot survey units was summarized various factors that the environmental liability insurance is not successive.Using empirical methods, from the level of the legal system and taking a legal perspective, the author proposed the proposals of the Environmental Liability Insurance Law Construction suited to China conditions.Chapter 1 outlined the concept, characteristics, theoretical basis, implementation of the meaning of environmental liability insurance; Chapter 2 focuses on the pilot of environmental liability insurance status, problems and causes; Chapter 3 proposed the ideas to construct environmental liability insurance legal system in the preceding theoretical analysis and practical demonstration.