Study On The Legal Supervision Of China's Folk Loan

For a long time, folk loan as a finance method accelerates the Nongovemmental Economy by compensating the insufficiency of Informal Finance, it has all outstanding dedication for the economic development of China. But a lack of special regulations to guide its development in our country, a great potential financial crisis is hanging over the financial market, Prohibition to the folk loan influences the financial development to accelerate the development of economy, how to supervise the folk loan, It's a real problem demanding prompt solutions.Based on the analysis of "the case of WuYing"and"the case of SunDawu", in the preface part, the paper educes the issue--the legal supervision of folk loan. the first chapter gives the opinion of this paper about the concept of folk loan, introduces the extension of the concept of folk loan, and clarifies the indispensability of protecting folk loan. The second chapter analyse the Deficieney of the Legal supervision and the cause relating to folk loan in our country. it points out the imperfect of the Legal supervision relating to folk loan in our country, reveals the deficiency of the legal system of folk loan and overstrict regulation of folk loan, And then gives the cause. The third chapter demonstrates the indispensability of folk loan'S legalization, and then points out the path of folk loan'S legalization is to relax controls and strengthen supervising, Reserve the Characteristic of folk loan informal. Concrete measures to construct the regulations for the supervision of folk loan are discussed in the Chapter four.In conclusion, the founding of supervision system on folk loan should be made up of three steps.The first step is to support folk loan'S legalization,The second step is to Reserve the Characteristic of folk loan informal, the last step is to construct the financial supervision frame on folk loan.