Design And Implementation Of A New Life Insurance Contract System

In the past two years, China's insurance market said goodbye to the high-speed development time and went into the stable stage of development. With the gradual opening up of insurance market, industry competition becomes more intense, how to meet the challenges of international market, the pressure of competition, put into power to promote corporate governance in line with international standards as soon as possible has become the primary study. Life Insurance Company of the new contract are an important core business process, set up a full-featured, close to business, the leading world-class business management system for the new contract, can greatly enhance the level of service, reduce operating costs and risks. The system completed a new lease of life insurance information, and improve the life efficiency of the new contract.The project used B/S structure, entirely based on J2EE technology, integration of e-commerce and the modern concept of insurance, new contract logic through the computer network. This system has the Life Insurance Company new contract the entire business process management, including admissibility,policy input, review, underwrite and policy print. Meet the life insurance companies to meet the challenges of the market environment, reduce costs and risks, and raise the level of management, increase efficiency and effectiveness, enhance the market competitiveness of the request.This paper mainly introduces the new contract system construction process, beginning from the system background, the system architecture of the application of selection on the business requirement to form a system of abstract information model, proposed the overall system solution of new contract business, beginning from the new contract input, review,underwrite, print insurance policy to the client until the end of the overall design flow, as well as the various sub-system modules, business processes carried out a detailed analysis and description of system design through the implementation of the insurance companies nationwide to reduce operations costs, control operational risks reasonable purpose; then under the various sub-modules features detail the function of the system and database table design business; Finally, through systems development, the completion of the insurance business new contract of information technology implementation process.At present the system has been in a number of national insurance companies use to regulate insurance companies in the management, reduce labor costs, and reduce operating risk has played an important role. Users bring more customers, thus bringing economic benefits. With the system and the continuous optimization and improvement, a growing number of insurance companies expressed the hope that the introduction of the system, believe in the future the system will have a wider application.