Credit Risk Management Mode Research In Yinchuan City Commercial Bank

Through comparatively analyzing the credit risk management of foreign advanced bank and that of Yinchuan city commercial bank.The aimed to find out the drawback that Yinchuan city commercial bank has existed in credit risk management.On the basis,according to its current operating environment and reference the advanced credit risk manage ment model. The text has put forward some concrete measurements to improve the credit risk management of Yinchuan city commercial bank.The text can be divided into five parts: in the first part,it put forward the background,meaning and method of the research.In the second part,its gives a brief introduction about the concept, classification and theories of banks' credit risk management.Then,it introduced foreign advanced credit risk management system and analyzed a typical foreign bank so that we can find its advantages.in the fourth part,the text has deeply analyzed the current condition that Yinchuan city commercial bank,foundits advantages and disadvantages in credit risk management.In the last part,to these drawbacks of credit risk management in Yinchuan city commercial bank,putting forward practical measurements,which are position survry, risk management system, risk estimating system , risk management culture etc.