Research On Assets Securitization Of YINGDA International Trust Investment Corporation Utilizing Trust Mode

Assets securitization is the significant and fastest-developed financial innovation and instrument in the worldwide finance field in the near 30 years. The practice of assets securitization can promote our national economic development positively. Under our country's present legal environment and finance system, assets securitization still faces the problem of laws and regulations lack. However, the trust mode can avoid the restriction of legal policy and its operation mechanism conforms to the essential demand of assets securitization totally. Therefore, trust mode can become the realistic choice of our present assets securitization mode. Doing research on how to carry on assets securitization utilizing trust mode is of important realistic meaning for advancing the development our assets securitization.This paper describes the operating principle of assets securitization, trust mode and assets securitization utilizing trust mode comprehensively. On the basis of thorough analysis about our assets securitization's development environment, problems, and referring to relative experience abroad, this paper explores selective modes under our realistic environment. Through comprehensive analysis of environments in and out of YINGDA International Trust Investment Corporation, it defines the feasibility of YINGDA International Trust Investment Corporation carrying on assets securitization utilizing trust mode. This paper mainly studies on the products program designing and specific operating thinking of this corporation carrying on assets securitization utilizing trust mode. It thoroughly explores questions belowabout YINGDA International Trust Investment Corporation carrying on assets securitization utilizing trust mode such as the design of procedure, the improvement of credit, the pricing of security etc, and provides corresponding countermeasures after analyzing problems which may be produced in its implementation course.This paper tries to combine theory with practice and strengthen the program's focalization and operability. It is of direct meaning to YINGDA International Trust Investment Corporation's practice of assets securitization. Besides, it is great meaningful for promoting our country's study and practice of assets securitization, as well as strengthening this corporation's product-innovation-ability and profit-ability further.