Studies On The Evaluation Of The Credit Risk Of Our Country Small And Medium-size Enterprise

Such as the important part of our national economy, the improvement of small and medium-sized enterprise need more help besides the effort of theirs. Especially, now the small and medium-sized enterprise need more support of financing institutions or banks, because short of financing support. For many reasons, especially the shortages of the small and medium-sized enterprise and the credit risk evaluation system of financing institution or banks, those make many potential small and medium-sized enterprises can not get the supports of financing institutions or banks.The paper analyses the advantage and disadvantage of others research result and the some macroscopic influence factors. The paper uses the KMV model based on the capital market theory to measure the listed small and medium-sized enterprise credit risk. Besides the paper has used the EVA model because of high growth of small and medium-sized enterprise to measure the value of the medium-sized enterprise .On the base of them, the paper has made the research on the small and medium-sized enterprise. At last, the paper gives some suggest for the credit building of small and medium-sized enterprise.