Study On Performance Evaluation Of Commercial Banks

Performance evaluation is very important for forecasting and controlling risk of banking system and gaining most performance. With the gradual improvement of commercial bank corporate governance, the maximum value as the final goal of the commercial bank' s operation and management has become the common knowledge of ownership, bank manager and operator .Following commercial bank corporate governance. Performance evaluation can shorten the difference expectation between the manager and stockholder and improve the development of commercial bank, realize maximum value.Long time, we are used financial indicator to reflect bank performance. But that couldn' t overcome shortage of accounting messages; neither single indicator or multi-indicator all can not reflect performance really.So people begin to look for new Performance evaluation method to improve evaluation result. Today, Balanced Scorecard, EVA and RAPM lie upper position among performance evaluation measures of abroad banks. Although add more elements , Balanced scorecard has many problems ,which couldn' t deal, such as difficulty of choosing date , much work of choosing date and so on . To extent EVA and RAPM all can deal with the difference expectation between the manager and stockholder efficiently and reflect profit really.Basing on analyzing for Performance evaluation measures, we putforward this view——to establish a scientific and efficient PerformanceEvaluation system for Chinese commercial banks : Though leading economy capital in EVA ,establish performance evaluation System . So we could realize whole evaluation and balance between bank' s profit and risk.