Analysis Of Modes To Strategic Alliance Of Chinese Banking

The strategic alliance of the banking is as a kind of effective cooperative way of competition , have already been accepted by the banking of all world countries and regions. The role in economic development of the world of strategic alliance of the banking, is the financial circle and extensive concerned topic of academia. Since joining WTO, the strategic alliance of the banking of our country has got swift and violent development, having set up the strategic alliances of different modes, we can say the strategic alliance among the banks launches like a raging fire. However, the strategic alliance of the banking has presented a lot of factors of hindering its development in the course of setting up, And the advantage of each banking , scale are different from management level , its mode of setting up the strategic alliance is different. How to choose to suit the characteristic of trade of banking of our country most in existing strategic alliance's mode development, most suitable for the mode of banking's basic situation of our country and become key problem and key question that banking of our country survives and develops, it is a difficult problem in front of economist and banker too.Mode to the strategic alliance of the banking, the academia only carries on the simple discussion, is analysed scarcly in an all-round way and wholly. This paper is on the basis that absorb the domestic research results about the strategic alliance of the bank outside, have carried on overall analysis to the mode of the strategic alliance of the banking. According to the resource theory, the theory of the transaction cost and explanation of the risk angle, carry on overall analysis to banking strategic various kinds of resource complementation , size and risk high or low prices of transaction cost of mode of alliance, choose the basic route of the strategic alliance's mode after putting forward the banking of our country.According to the current situation of the development of the banking of our country finally, it is analysed that it sets up advantage of the strategic alliance and inferior position, while absorbing experience that the foreign banking of developed country sets up the strategic alliance, Have proposed the banking of our country should meet the needs of market, distinct property right , improving the bank company to manage the mechanism , choose the suitable alliance partner , have offered the optional mode for the fact that the banking of our country sets up the strategic alliance. The mode of studying the strategicalliance of the banking has important theory meaning and realistic meaning.