Risk Management And Supervision Of Financial Holding Company

Financial Holding Companies as an innovation of financial systems and financialstructure are not only the different combination of financial institutions, the changesof structure of financial institutions and the enlarging scale of financial institutions,but also a significant breakthrough of traditional financial systems. According to thebig organizations and complicated equity relationships of the financial holdingcompanies, there will be big problems during its operation.So that is what I am concerned and my researches are based on it. This paper can bedevided into five parts. The first part is a preface. In this part, what is a financialholding company can be introducted and held some cases such as USA, UK andJapan.The second part of this paper is the kind of risk of a financial holding company. Notonly the common risks but also the special risks are analysed.In the third part, we introduct the inter-controlling and group govermance offinancial holding company to avoid risks.The forth part, we introduct the outside regulation system to supervision the macrorisk of financial holding company.The last part is our design to our financial holding company based on the presentcondition of our state.