Research Of Credit Risk Management And Evaluation For BANK OF ZG Shaan'xi Branch

After China joined in the WTO, the internal commercial bank will face the challenge of the western commercial bank and the more sophisticated client group. The credit risk management becomes more and more important. The advanced credit risk management will play an important role for the commercial bank development.Credit risk is a major risk of financial market in China at present, and how to raise the level of credit management is an important task what our banks are facing. Especially, evaluation study for enterprise is very week. Analysising the situation of credit management of BANK OF ZG Shaan'xi branch, this dissertation tries to do research on credit risk management and evaluation with method of combining theoretical analysis with positive analysis.Firstly, this dissertation introduces the basic theory of credit risk management, explain the definition of credit risk and its influence on economic. It analyzes credit risk through management and economic theories, and emphasizes on the research of development of credit evaluation method and model.Secondly, it analyzes the situation of credit risk management of...