Study On The Competitiveness Of The Chinese Medium And Small Commercial Banks

Finance is the core of modern market economy, and the banking industry is the basic industry of finance. Chinese commercial banks will enter into a competitive times for every field with the entry of international banks. It is one serious thesis for Chinese medium and small commercial banks built during the period of reform and opening-up to enhance their competitiveness to rise up to the era of competition.First, the paper analysizes the operation environment and the development trend of international banking and Chinese banking as the macro condition for the research on the Chinese medium and small commercial banks competitiveness. Second, the paper analysizes the strategic meanings to enhance the competitiveness on the basis of Chinese medium and small commercial banks establishment, development and function. Third, the thesis describes and evaluates the former study about the competitiveness of commercial banks, and effective analysis ways have been set forth. Last, after the SWOT to Chinese medium and small commercial banks, the paper puts emphasis on three measures: finance innovation, risk forbidding and controlling, company culture building to enhance the competitiveness of Chinese medium and small commercial banks.