Research On The Operational Mode Of The Loqistics Bank About Suppy Chain Finance

In recent years, with the-development of China's economy, the logistics enterprises has rapidly increased in the industry, the logistics enterprises is facing furious competition. Meanwhile,stock occupies funds leading to the lack of liquidity, which seriously affects the further development of SMEs.Logistics bank as a financial innovation products, combines the bank capital with the logistics exploiting logistic information and supervision of third party logistics company and according to the logisitics supply chain of financial service activaties.It can address the lack of financing and warranties difficulties.At the present stage, many financial institutions in China have provided logistics banking services in varies Pattern. Combining with the practical situation, this article tried to explore new business operational mode of the logistics bank. Firstly, presented the relevant theories of supply chain finance, systematically introduced the concepts,classification and features of the logistics banks. Secondly, stated the main operational mode of current logistics banking services, including the logistics banks based on rights pledge, and logistics banks based on mobile goods pledge; furthermore, analyzed the problems and risks in practice. Finally, trying to provide an operational mode of developing logistics banking services and keeping watch the risks:building comprehensive logistics financial services platform, changing the operational mode of banks.