Looking At Consumption Issues Based On The Analysis Of Companies' High Savings

Since the reform and opening up, the total amount of savings in our country has increased dramatically, and the growth rate is significantly higher than the GDP growth.High savings, on one hand, reflects the large number of structural contradictions accumulated in our economic system, on the other hand, it has caused innumerous potential financial risks, which exerts a serious negative impact on our economic sustainable development. With the world financial crisis broke out in 2007 and gradually erode our real economy, research on savings rate has attracted more and more attention in countries. Many academics expressed: analyzing the determinant factors of savings rate is one of the unavoidable steps on major policy choices in the context of the financial crisis, only to figure out the major factors which lead to high savings rate, we could find an effective tool to make a change.This paper is started from the perspective of the enterprise savings, and a mass of historical data will be used to make a conclusion that the enterprise savings is much higher than the past which has become the major strength in pulling up our national savings. At the same time, in view of the important influence the high savings has on the present and future trends of our country's economy, the research on determinant factors of the high savings and the ways to change this situation have been focused on and on the basis of which the relevant proposals have been put forward.The transformation of the enterprise savings has become a high priority nowadays, in order to solve this problem, the current investment& consumption structure must be adjusted, only when the enterprise savings is transformed to a market-oriented effective investment and residents' income is increased through various policies and measures, the policy emphasized on the consumption stimulation could be a real value.