| The real estate industry is a comprehensive industry of the national economy, and also very basic, industry. Different countries due to the different historical characteristics and the economic development level, according to the real estate business activities related to the financial behavior of the real estate finance system and various financing policies, with real estate finance indirect control by adjusting the real estate market and promote the real estate market and stable development of the financial system. Thus, rise to adjust the action that macro economic and national economic health.This paper from the real estate and financial system of macroeconomic regulation, using real estate cycle, economic cycle, the credit cycle theory and the theory, based on the theory of real estate finance system of macroeconomic regulation and control policy, the international situation is mature, efficient and the representative of the United States, Germany, Singapore's housing finance system samples from the creditor's rights and equity, mixed financing mode analysis of the development of real estate development financing mode. Thus, China's current system of housing accumulation fund of housing and mortgage debt, financial system, equity and mixed financing mode of real estate development, real estate in our country after analyzing summarized in real estate industry, financial market and macroeconomic regulation of the main problems existing in the financial system, real estate, indirect financing and direct financing imbalance, Financing structure unreasonable, indirect financing China bank possession, caused a monopoly of the banking system, support the whole industry system of bank risk; Macro economic policies of monetary policy in excess liquidity, financial dilemma, real estate finance risk too centralized, The real estate finance macro-control policies of pertinency, central and local government regulation goal being etc.Based on the above analysis, this paper further framework for China's real estate market in China, and the characteristics of finance macro-control policies of the limitations of real estate finance macro-control, and puts forward some Suggestions. Advice from a perfect model, pay attention to the real estate market housing in coordination with the central place of macroeconomic regulation relationship, to broaden the financing channels from several aspects such as real estate in our country to solve problems in the macro-control. |
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