Study On The Carbon Finance Business Of Xinjiang Commercial Banks

According to the central planning and deployment, Xinjiang economy step into a new fast development period. In the regional economic rapid development of Xinjiang, how to deal with the use of resource development, the readjustment of industrial structure, enterprise strategy development direction, that a regional development by high carbon economy to a low carbon economy, Xinjiang government faces a new topic. Carbon financial as a financial innovation business, the main service in energy conservation and emission reduction, and encourage the development of low carbon economy. Through the study of local commercial bank, the feasibility of the importance of carbon finance and actual application, and actively promote carbon financial support the local economy in Xinjiang healthy and rapid development of commercial Banks, to improve the sustainable development ability.In the research of Xinjiang commercial Banks to carbon financial support in the process of the economic development of Xinjiang, first of all, to "carbon finance" theory is introduced and described, including the background, basic theories concept, commercial Banks the important role of the development of commercial Banks and domestic and foreign financial status; talk Second, analyzing the xinjiang commercial bank, the necessity of carbon financial mainly from local economic development mode, a low carbon economy sustainable development, the development of resources and to heavy industry structure adjustment, promoting the development of regional economy, commercial bank itself sustainable development need to analysis; Finally, the research development of commercial Banks in Xinjiang, the feasibility of carbon finance content includes Xinjiang economy policy environment, natural resources, the traditional industry transformation, enterprise energy conservation and emission reduction, and commercial Banks need for mature development modes, etc.In the research development of commercial Banks in Xinjiang carbon financial the necessity and feasibility of the basis, analyzed in Xinjiang under the present conditions, the development of carbon financial difficulty and challenge, the main resistance from local banking financial cognitive not enough on carbon, products of a single, relevant policies to support does not reach the designated position, the application process in the risks, and so on.Through the above research and analysis, we may safely draw the conclusion that, in Xinjiang banking development carbon financial support economic sustainable development is the necessary and feasible, actively respond to the difficulties and challenges in the premise, we can take the following measures:do concept of carrying out the advocates, fulfills the low carbon financial propaganda; Perfect credit policy, and increase the "green" on credit; Based on long-term development and rational selection of carbon financial goals fields and target customers; Actively trying to, independent development carbon financial products; Enhance carbon trading business innovation ability, and the increase of project and source of income; Strengthen exchanges and cooperation, build to win more carbon finance business mode; Strengthen the theory study, perfecting organization, cultivating professional talents team; To establish an effective risk management system, and ensure the healthy development of the carbon financial business; Strengthen the communication with the local government, to carbon financial business for concern and support. If can earnestly implement the above Suggestions and countermeasures in Xinjiang, believe that commercial Banks will accompany with Xinjiang a low carbon economy common realize rapid and healthy, sustainable development.