Research On The Symbiotic Relationship Between Small Or Medium-Sized Enterprises And Banks In Jilin Province

As the market economy continually deepened, Jilin small and medium-sized enterprises has become the province's economic development of an important part to accelerate the development of SMES. Promoting economic development is an important strategy. In spite of Jilin province in good physical development of, but because of lack of money, difficult financing problems seriously hampering their development. Small and medium enterprises financing channels are mainly achieved through bank loans, Jilin small and medium-sized enterprises with the establishment of harmonious relations will increase the allocation of resources and productivity, enterprises and the bank is more orderly and healthy development.This article describes the concepts of enterprises, the bank and the normalization of relations, theory and the normalization of the concept and symbiotic relationship between research has a silver in existence in the basic theories of Jilin province. The small and medium enterprises financing, bank credit and the related problems of the analysis, enterprises and the bank is lending the relationship between finance and services to service, it is mutually supportive and mutually reinforcing relationship. Business conditions; a direct impact on the bank credit capital security, the smooth running and realization of profit. And in turn, banks will tighten and relax credit capital reaction by the enterprise development and affect the efficiency of the increase. By the two are related to establishing medium and small-sized enterprises, Jilin province symbiotic relationship with the bank.Through investigation and research, analysis of Jilin province small and medium-sized enterprises with the bank if there is a process of factors, including our own development unit exists and our environment is not perfect; On this basis, Jilin SMES symbiotic relationship with the bank to the improvement of the path, Jilin province for small and medium-sized enterprises out of trouble, bank financing for development of profit gains to provide guidance for enterprises and the bank of profits.