| The financial crisis triggered by the U.S. subprime mortgage crisis spread all the world in 2008, the major economies, such as the US, EU, and Emerging Markets countries had to face many crisis, like recession, inflation. Although China had stopped the crisis spreading in china, the internationalization of the commercial banks of china was stagnated because of the crisis. The year of 2009 is the adjustment period of the commercial banks of china. Under the guidance of active national fiscal policy and prudent monetary policy, the commercial banks of china focused on the domestic business. The adjustment is temporary. With the background of the opening up expending, the financial industry accumulating a certain strength and a well ready for internationalization, China promote the internationalization of RMB and internationalization of financial markets, and at the same time, studying the internationalization experience of developed countries, researching the internationalization of the commercial banks of china and the risk management has been important parts of financial internationalization of China, and which has become a guiding role to help the commercial banks of china to finish the adjustment and recover the internationalization.This paper is on the basis of summarizing the previous theory of financial internationalization, and focuses on the influence of the US. Financial crisis on the Chinese commercial banks of international operations and the analysis of the new feature of internationalization operations and the risk management. With international operations in the Status and Problems of Chinese commercial banks, then raised international management strategy of the commercial banks of china after the Financial Crisis.The main ideas and content of the paper:The paper researched some experiences of internationalization operations of the commercial banks of china from the research of the new feature of internationalization operations of the major developed countries. For example, Firstly, Focus on regulation, including Self-regulation and International regulatory cooperation. Secondly, Focus on risk controlling which can be real by paying more attention to the capital regulation and total risk management. Thirdly, Relocation the target market for international operation. With international operations in the Status and Problems of Chinese commercial banks, then raised international management strategy of the commercial banks of china, such as, Shares of large banks, a joint venture with the major banks, focusing on risk management and selection of appropriate international strategy. There are 5 chapters in the paper:The first chapter is the introduction. Discusses the background and significance of the topic, summarizes the review of the direction of the theory to explain the research idea of this paper, the main contents and methods, and finally, make this innovative and deficiencies. The second chapter is to define the commercial bank international theory and theoretical analysis. Firstly, Describes the definition of international operation of commercial banks. Secondly, Summarizes the characteristics of international commercial banks. Thirdly, Describes the risk of international process of commercial banks. Fourthly, Discusses the theory in international and Evaluation. The thirdly chapter Discusses the new features of international strategic and risk management of the commercial banks of developed countries after the crisis and reference and inspiration to our country. At the beginning, Taking the United States, European Union and Japan for example, describes changes in international development of new features of the post-crisis commercial banks in developed countries. Then, Makes analysis of the impact of international operations on the U.S. financial crisis on commercial banks of the developed countries. At last, Summarized Enlightenment of these new features to China. The fourth chapter is the Impact Analysis of International Business of the Commercial Bank of China. Firstly, Describes the Current Situation of the Internationalization of Commercial Bank of China. Secondly, Discusses the impact of the financial crisis on the international operations of China's commercial banks. The fifth chapter is to discuss the international business strategy commercial bank of China. With the changes in international development of new features of the post-crisis commercial banks in developed countries and the impact of the financial crisis on the international operations of China's commercial banks, raised international management strategy of the commercial banks of china.In summary, this paper takes an analysis of the changing nature of international operations of the international banking by the use of charts and data, these changes including:Worsening global macroeconomic environment, a huge loss of profits of large commercial banks, the financial industry to reduce cross-border mergers and acquisitions, to reduce cross-border loans, international financing shrinking sharp increase country risk, regulatory changes, the layout of the emerging markets, and so on. The experiences of internationalization operations of the commercial banks of china from the research of the new feature of internationalization operations of the major developed countries. For example, Firstly, Focus on regulation, including Self-regulation and International regulatory cooperation. Secondly, Focus on risk controlling which can be real by paying more attention to the capital regulation and total risk management. Thirdly, Relocation the target market for international operation. With international operations in the Status and Problems of Chinese commercial banks, then raised international management strategy of the commercial banks of china, such as, Shares of large banks, a joint venture with the major banks, focusing on risk management and selection of appropriate international strategy. |
