Supporting Rural Grassroots Credit Cooperatives In China Credit Research

Based on the definition of agriculture and rural credit cooperatives, rural credit cooperatives, agro-business development based on the theory of grassroots credit cooperatives in rural development status and problems of agriculture conducted a systematic analysis and assessment; On this basis, combined with the current agricultural The requirements of the development of credit business credit cooperatives and rural grass-roots building a new socialist countryside in the mechanism of action, under the new situation of the rural grassroots credit cooperatives how to promote agriculture through credit the rapid development of rural economy and rural areas in the process to obtain Economic and social benefits grassroots credit cooperatives, designed the system response model and the implementation of security strategy. Based on the study of rural grassroots credit cooperatives in that its main participants are peasants (including the rural areas of small business operators and producers.) The scope of their credit support for agriculture is not just loans, but include deposits, loan payments and insurance services, integrated services. Although in the short term, agricultural loans, rural credit cooperatives and rural grass-roots economic development must occur between the imbalance, but from the long-term impact, agricultural loans, rural credit cooperatives in grassroots rural economy will undoubtedly have a sustainable health Play a great role in promoting development. Rural credit cooperatives in agricultural loans for grass-roots did not cause significant growth of the rural economy. Rural credit cooperatives should play a primary optimal allocation of resources and increase their income, and promote expanded reproduction, increase agricultural production technology and so on, but there are still many problems. We certainly support agriculture loans of rural credit cooperatives in the role of grass-roots level, and efforts to improve rural finance environment and vigorously promote the construction of their own grassroots credit cooperatives, rural grassroots credit cooperatives play our role in supporting agriculture, strengthen rural grassroots credit cooperatives in China Construction of new socialist countryside in the main force.