The Empirical Study Of Shandong Province Rural Credit Cooperatives Support For Agricultural Development

Rural credit cooperatives is the mass of financial cooperation in Chinese village.More than 30 years of reform and opening up,the rule of Chinese rural credit cooperatives in rural financial system from strength to strengthen.From the restore of Agricultural bank of China in 1979,our village gradually formed a multivariate rural financial system that Agricultural bank of China as the leading,and rural credit cooperatives and other financial institutions as supplement.In the 1990 s,our country raised the reform target that set up and improve the rural financial system that based on cooperative finance and commercial finance,policy finance collaboration. Rural credit cooperatives as center, set up and improved the rural financial system that based on cooperative finance and commercial finance,policy finance collaboration.From the last 20 th century to the early 21 th century, rural credit cooperatives lended for small farmers according to the principle of cooperative system,and formed the rural financial system including in commercial finance,policy finance and cooperative finance, rural credit cooperatives becomes the important part of rural financial system.Rural credit cooperatives is the important part of present Chinese rural financial system,which supporting the Chinese agriculture’s development importantly with other financial institutions related agriculture.Therefore,it has important meaning to research the influence of rural credit cooperatives development to agriculture development.This paper researches the influence of rural credit cooperatives development to agriculture development in Shandong province. This paper includes four parts.First of all, this paper analyzes the present situation of rural credit cooperatives support to agriculture development in Shandong province.The first half of this part introduces the present development of rural credit cooperatives and agriculture of Shandong province.Then introduce the traits and problems of rural credit cooperatives support to agriculture development.Second,this article introduces the present situation of rural credit cooperatives support to agriculture development in other area,such as Wan Shan Special Region in Guizhou provice,Heng Shan county in Hunan province,Wu Lan Cha Bu city in Xinjiang and so on.This part introduce the traits and problems of rural credit cooperatives support to agriculture development in other area,to supply reasonable reference to policy suggestion.And then, experimental research the influence of rural credit cooperatives development to agriculture development.In this part,I chose financial related rate and loan proportion as the indicators of rural credit cooperatives development,and agriculture development use agriculture GDP.Through related experimental research,we find that the three variables(financial related rate, loan proportion, agriculture GDP) can realize a long-term equilibrium. Financial related rate and loan proportion have positive influence to agriculture GDP.However, agriculture development has little influence to rural credit cooperatives development.Finally,get the conclusion according to theoretical analysis and experimental research,then give policy suggestions.