The Research On Risk Management Of Agriculture-related Loans For Agricultural Bank Of China Gansu Branch

Agriculture-related loans which are one of the main elements in promoting rural economic development and increasing income of farmers play an irreplaceable role in rural finance. Facing the complexity and poor environment of Gansu Province, the effective control of agriculture-related credit risk of Agricultural Bank of China Gansu Branch based on how to service the "Agriculture and rural farmers" is an important issue.In this paper, the author starts to proceed in meaning and characteristics of risk and analyze the credit risk point and agriculture-related risk characteristics. According to the risk management status of agriculture-related loans of the Agricultural Bank of China Gansu Branch,this article which draws on international and domestic experience in management and control of agriculture-related credit risk proposes six specific measures, including the scientific arrangement, strengthening the control system of risk, improving overall risk prevention and control, improving the development environment, to innovative the management mechanisms,to create specialized personnel, etc., The purpose of this article is that thinking the risk control measures of agriculture-related loans of Agricultural Bank of China Gansu Branch to ensure a really good job in the service of "Agriculture and rural farmers" and achieving healthy development of themselves at the same time.