Financial Crisis Of The Financial Supervision And The Reflection Inspiration

September 2008, the U.S. subprime mortgage crisis for the fuse of the financial crisis sweeping the globe quickly, causing a global financial crisis. Can be described as the financial crisis caused by the reasons are many, this paper argues in the new liberal ideas spread under the influence of financial liberalization, financial markets, the lack of effective financial regulation is the root cause of this crisis caused. Therefore, to continuously strengthen the supervision and management of financial institutions to safeguard the security and stability of the financial system has become governments, monetary authorities of the consensus.At present, China's financial industry is in a period of rapid development, the financial industry has gradually emerged mixed trend. But China's financial industry there is still lack of coordination between regulatory bodies, regulatory efficiency is not high; financial regulation laws, rules and regulations are not sound, legislation lags behind; separate supervision model can not fully adapt to the trend of mixed operation problems, serious China's financial industry hindered the healthy and orderly development. To further improve the efficiency of financial institutions, strengthen financial institutions to guard against financial risks, China should learn from Western countries in financial crisis, based on lessons learned and establish an effective financial regulatory system, thereby promoting effective control of the financial development of the risk.This according to "an analysis of the issue raised a question to solve the problem," the logic of clues, starting from the basic theory of financial regulation, comparative analysis of the financial crisis, financial regulation before and after the United States and change the situation, focusing on analysis of the financial crisis exposed the financial supervision defects and development of financial supervision, combined with our special conditions at this stage, analysis of the development process of China's financial supervision, problems and the strengthening of financial regulation policies and measures, hoping for the theory of financial regulation and supervision play a few practice active role.