The Research On The Supply Of Property Insurance In China

In recent years, with China's property insurance market development, property insurance plays an increasingly important role in the economy, not only beneficial to the continuous and steady development of national economy, but also helpfull to social stability. In reality, the supply of our national property insurance market has developed for a long time. However, academically, the study of our national property insurance market's supply is very less. Based on this, the paper choose the supply of the property insurance market in China's as the research object, hoping to provide some valuebale suggestion for the development of our country's property insurance market's supplyFull text is divided into six chapters. The first chapter introduces the background and the significance of this study, including the domestic and international research status, this research method and idea,the innovation and the insufficiency of this article. Chapter two is property insurance market supply of the theoretical analysis, mainly introducing the insurance market supply and the factors influencing the property insurance market's supply. The third chapter basically elaborates the present situation and existing problems of the property insurance market's supply in China. Firstly, from the property insurance premium income, insurance depth, insurance density, insurance structure and claim expenses five respects introduces property insurance market status. Secondly, the paper analyse the supply of property insurance market situation, including our national property insurance market supply's scale and main body who supply property insurance. Finally, the paper points out that the supply of our country property insurance market existes lots of problems, such as regional development imbalance, supply insufficient, centralized of the market structure. According to the availability of data and the importance of property insurance market supply factors, the paper selectes the factors which influences the supply of property insurance market, including the capital management property insurance amount, property insurance market's personnel circumstance, property insurance product prices, property insurance market's net income and property insurance market's demand. According to the selected factors,the fifth chapter makes empirical analysis.Finally,the paper come to a conclusion the demande of property insurance market is the biggest influence, followed by net profit. Based on empirical studiesand the problems in property insurance market,the sixth chapter proposes some policy suggestions in order to promote the development of our country property insurance market.Innovation of this paper is the research of the factors which affect the supply of property insurance in China's.Based on the availability of our data and importance of the factors, the paper select five factors which impact of property insurance market s-upply. Then the author according to elected factors make empirical analysis. Finally, come to a conclusion:the demand for property insurance market inflact the property insurance marke most, followed by net income.Both of them on the supply of proper-ty insurance market reach to 84%.