Studies About Capital Structure And Performance Of Our Country Commercial Bank

Capital structure is to show various capital value structure and scale relation of enterprise.It embodies enterprise stakeholders between rights and obligations. The capital formation directly affect the enterprise development and operation. The financial theory of modern company suggests that capital structure determines financing cost of enterprise. Because company control problems about creditors and shareholders, capital structure finally decided to the value of the firm and risk level. Reasonable capital structure is helpful for businesses development. The concept of capital structure has been influenced by the great interest, and it has been concerned in theory and practice horizon for years.As the particularity of enterprise, capital structure of commercial bank is different from general business capital structure. The problem of the relationship between capital structure and the bank performance, not only can reveal their immanent connection, also can provide theoretical basis for establishing decisions on capital structure. Rationable investment and financing decision is help for realize the maximization of bank performance.This text is based on 16 listed commercial bank as samples, focusing on the analysis of problems existing in operating situation and capital structure of commercial bank. Then it put forward improving strategies of commercial bank capital structure through SPSS software empirical analysis. Firstly, from capital structure and performance situation of commercial bank, the text analyses their relationship in theory. Secondly, choosing the sample index and comparing capital structure of sample banks, it reveals deficierncy and reason of the sample.After that, it use 16 companies listed on commercial Banks as samples,through establishing comprehensive performance index system, using principal component analysis, regression analysis method of panel data horizontally and vertically empirical analysis. Finally, according to the empirical results,this paper proposes to improve capital structure of commercial bank and policy on improving performance level of commercial bank.