Empirical Research On Chinese Commercial Bank's Efficiency

China has canceled geographical restrictions of foreign banks on RMB business. So now, foreign banks can provide services to all Chinese clients., In this backdrop, Chinese commercial banks are facing strong competition. As a key factor in competitiveness, performance has been paid more attention increasingly.Existing researches have made great achievements and contributed to the improvement of performance of commercial banks to some extent. However, they all neglect these issues:do the influencing factors of commercial banks' capital structure have a direct impact on performance, or the commercial banks' capital structure and performance have the same influencing factors, if existing, what are they? Optimize the capital structure is to improve the performance of commercial banks. If those factors exist and are used effectively, we can improve further the performance. This is the purpose of this article.The first part is introduction which consists of the background, the sense, the structure, the methodology and the innovation.The second part includes literature review and basis of theory. The review consists of two categories:literature of the performance and capital structure, literature of the factors affecting capital structure. Theoretical part introduces the theory of capital structure.This paper introduces performance of commercial bank in the third part. We give a brief introduction of the common methods, calculate EVA of the sample banks and then make the corresponding comparison and evaluation.The fourth part includes the commercial banks' capital structure and its influencing factors. First of all, this part introduces the special nature of the commercial banks. Secondly, we describe the current status of Chinese commercial banks. Finally, we find the influencing factors of capital structure by the empirical analysis. The fifth part relates to the relationship between the performance and capital structure's influencing factors of Chinese commercial banks. We find the same influencing factors of the performance and capital structure based on the former parts.The last part is suggestions. This part gives us many suggestions based on the conclusion of the fifth part:there is positive correlation between performance and bank scale, performance and bank profitability; whereas there is negative correlation between performance and possibility of growth, performance and the proportion of fixed assets.