Research On Industrial Competitiveness Of Commercial Banks In China From The Perspective Of Risk Management

Since china has began to implement the policy of reform and open up to the outside 30 years ago, especially the reform of finance system in 1990's, the industry of commercial bank in china has developed quickly. After the end of WTO transitional period ,the further depth of opening up of china financial industry provide an opportunity an challenge for commercial banks in china, cultivate and develop a strong industrial Competitiveness is necessary and urgent to meet the competition and challenge. In recent years, through reorganization and listing, Chinese commercial banks have made remarkable achievements in Structure, company management , Asset quality, Profitability and Risk Management, industrial Competitiveness has improved significantly ,but we must accept the phenomenon that Chinese commercial banks'industrial Competitiveness and the ability of risk management are still in a lower level, the risk Identification ,Analysis, Forecast, Prevention and Resolved are all lack of a Standardized and effective system to be a guide. Therefore, in the new situation of Financial Crisis, the research of Chinese commercial banks'industrial competitiveness from the perspective of risk management of strong theoretical and practical significance.The dissertation is divided into five parts. Part 1 includes the background, significance, research on the status quo at home and abroad and framework. Part 2 makes a Qualitative analysis of the Background and foundation of Chinese commercial banks'industrial Competitiveness from the perspective of it's reason., Part 3 on the basis of last part , Divides the Indicators of industrial Competitiveness into four categories, Credit Risk, Market Risk, Liquidity Risk and Profitability Indicators, then make a quantitative analysis of the basic performance and characteristics of Chinese commercial banks successively, and makes explanatory notes for them, Part 4 makes an empirical study of risk control and risk management of Chinese commercial banks with Analytic Hierarchy Process. Select the Industrial and Commercial Bank of China, China Merchants Bank and bank of Nanjing as representatives of Chinese commercial banks, Empirically Study the problem of risk management and industrial competitiveness of Chinese commercial banks. At last, Part 5 makes a conclusion of the whole research and suggestions about how to further improve the industrial competitiveness from the perspective of risk management of Chinese commercial banks.