The Research On Development Of Credit Insurance In China

With the economical fast developing in thirty years in our country, our insurance also deserve fast development. The development of GDP and the development of the insurance are promote one another. Economic of one's country is propitious to the development of insurance, in reverse, the insurance development, especially the development of insurance, Are propitious to speedy flow of capital of the society .Consequently it can propitious to the development of GDP.Credit insurance in companies can be to decrease risk of receivables by compensation mechanism. in addition it can provide more helpful by investigated purchaser's faith, advice of risk's manage,traced important risk's projects,drawing in of international arrearage .etc . The credible can be a key path to decide financing. The more credit they are, the more money. The money in company can be running in good way. If you lost credit help, they will have more difficult in financing, If there are not sustain of credit insurance, company will have many difficulties in receivables and in financing. So these companies will get into plight. Thus, the demanded of the company is obvious to the credit insurance. But the development of credit insurance is block up by many reasons.The development of credit insurance is still at the exploration stage in our country, the article through analysis overseas credit insurance development condition, profits from the overseas credit insurance development experience, unifies our country national condition, analyzes our country to carry out the credit insurance the problem , proposed the fit ways to solve these problems, tries hard to be able to develop to the credit insurance in our country has certain theory and the reality guiding sense.