Management Of Chinese Commercial Banks

Originated in the U.S. subprime mortgage crisis has evolved into the U.S. financial crisis first affected the 21st century global financial crisis, the impact of the deep impact of the wide range of unprecedented. We can see from the crisis, not just the risks of banks, including credit risk, market risk, liquidity risk, and operational risk will threaten the safety of bank assets. The questions that big financial organs exposed in the crisis have sounded the alarm for us. Chinese financial system less affected by the crisis, because of effective supervision of the regulatory authorities. Also because innovation capability of chinese finical institutions is not enough more deeply involved in the international financial market competition. However, the current number of large companies in china results in a loss, because of mistakes in investment in financial derivatives. We pay a heavy price, because chinese market development is too low. The development of chinese commercial banks must continue to deepen financial reform, the development of the financial sector steadily. So we have to absorb the experience and lessons of the financial crisis, chinese commercial banks to improve risk management, and steadily promote the development of the financial industry.